Your family is growing. Toys are everywhere. Space is tight. You decide that it's time to upgrade into a home that better suits your family's needs. You know what your current home payment is and have a rough idea of how much the insurance will be. So you scour Zillow and other home sites for a home that you feel will fit your needs and MIGHT fit your budget. When it comes to a financial decision as important and impactful as home ownership, doesn't it sounds nuts that you ar